BAD! Dave Ramsey Advice 2023

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The most powerful tool for building wealth is not borrowed money, but rather one's income. People who actually build wealth, as opposed to those who only discuss theories about it, use their income to do so. However, the speaker disagrees with this statement, stating that they do not know anyone who has created wealth solely through their income. They know people who have jobs and use their credibility and bankability to borrow money, but not anyone who has built actual wealth by going to work every day and saving.

The most powerful tool for building wealth is not borrowed money, but rather one's income. People wh